Along with your consumer credit rating, your wage is one of the major factors employed by loan providers when deciding on whether to accept your credit application. People with better incomes will as a general rule be able to be lent greater amounts and also at more equitable costs, and – especially with unsecured loans – it's not unusual to have to supply copies of your pay slips or bank statements so as to verify that you get paid the pay that you state on your loan application form. But where does that leave those that lack wage slips? Ever more of us are now working on an independent basis, or are self employed, or otherwise do not have a set regular source of income. Could you still be approved for a loan in these conditions?

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